Category: BDO

PBSP ties up with BDO for cash management services

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Philippine Business for Social Progress (PBSP), the largest business-led social development organization in the Philippines, recently signed a memorandum of agreement (MoA) with BDO Unibank, Inc. (BDO) for various cash management solutions.
PBSP will use BDO’s Outsourced Check Printing, a web-based disbursement service that eliminates manual check preparation and allows easy reconciliation because reports are available online.

Likewise, PBSP will avail BDO’s payroll service, giving its employees a convenient way of receiving their salaries through BDO’s ATM debit cards and cash cards. An automated teller machine (ATM) will also be situated at PBSP office for employees’ easy accessing of their bank accounts.

Present during the MoA signing ceremonies were PBSP group director for Finance, Human Resources and General Services Maria Lourdes Arroyo, PBSP executive director Rafael C. Lopa, BDO senior vice president and Transaction Banking Group (TBG) head Emmanuel T. Narciso, and BDO vice president and TBG Client Implementation head Angela Veronica M. Dulalia.

Make A Smart Start, Free Shopping Treats for BDO Credit Cardholders

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Every new day comes with a renewed sense of optimism. Whether it’s the beginning of the month or year, your birthday or a random Saturday afternoon, you can get started with your goals whenever you feel inspired and motivated.

And this life is yours to make. Whatever you desire—a journey around the world, a green and healthy lifestyle, a vast expanse of knowledge or even simply gaining financial independence, choose to become the kind of person you’ll most definitely be proud of!

Get into the habit

Spending is part and parcel of everyday life. In order to survive, spending is a must. That is why it is only practical and sensible to pay close attention to how you spend your hard earned money. If you are committed to spend wiser this time around, here are some practical tips you can look into.

Set personal financial goals. The key step towards smarter spending is knowing your priorities. Create specific financial goals—it can be as simple as saving up for a new gadget or a much deserved holiday getaway or as major as setting aside a portion of your income so you can make a down payment for a car or a home that you can truly call you own. Focusing on achieving your financial goals will help you better manage your spending habits.

Keep tabs on your purchases. Start paying close attention to your spending and expenses. Keep all your receipts, list down your daily expenses on a notebook or better yet, download a spending tracker app on your smartphone. This will help you determine where your money is going and identify the areas that you can adjust or cut back on, if need be.

Have a list ready. Every time you head out to the mall or grocery store, make sure to bring a shopping list with you. That way, you can control what you place in your cart and ensure that you only buy the things that are necessary and thus essentially avoid overspending or buying on impulse.

Embrace frugality. Being frugal doesn’t necessarily mean you don’t have money to spare or you have to sacrifice enjoying life, it only means you are being wise about where you spend your money on. Making this a habit can take a little getting used to. You can start by preparing your own lunch for work a few days a week instead of eating out everyday. Aside from saving money, you’ll also be able to make healthier choices.

Play the waiting game. Whenever you get that sudden urge to shop and buy something—a new handbag, a game console, the latest smartphone, etc. give yourself plenty of time to think about the purchase. Sleep on it and see how you feel the next day or week. Weigh the pros and cons so you can make an informed decision. Consider your budget or savings if you can really afford the purchase without sacrificing your financial goals. Maybe after waiting it out, you might actually realize that you don’t really need the item and save a good amount of money.

Look around. Before you hit the checkout counter, make sure you’ve done your part in finding out the best deals available for the item/s that you want to purchase. You may take advantage of discount coupons and online group buying site exclusive offers or wait for regular mall-wide sale days. Go ahead and scout different stores and shops for better price options that will suit your budget.

By being conscious of how and where you spend your money, you can get into the habit of spending smart in no time. Remember, it’s not about how much you earn, but how much you save that really matters.

Spend smart with the right credit card!
Smart spending can also equate to savings. You don’t have to deprive yourself of the things that you want, you just need to make the right choices so you can get the most out of your money.

And if you’re a BDO Credit Cardholder, there’s a good smart spending deal that you can take advantage of right now!

With the BDO Shop. Choose. Redeem. Promo, simply use your BDO Credit Card when you shop anywhere and instantly get FREE shopping treats. Every single-receipt transaction meeting the minimum spend requirement entitles you to a FREE SM Gift Pass*.

This promo will run until March 15, 2015. Redemption of SM Gift Pass will be until May 15, 2015.

So, what are you waiting for? Start your smart spending habit today!

To know more about the best deals and exclusive perks for BDO Credit Cardholders, download the BDO Deal Finder App for FREE from the iTunes App Store or Google Play Store.

Not yet a BDO Credit Cardholder? Apply now and avail of other promos and offers from BDO!

The Great BDO Travel Sale

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A rousing success, thousands of BDO Rewards, Debit and Credit Cardholders trooped to SM Aura Premier’s SMX Function Rooms 1 & 2 to attend the first major travel event of the year – The Great BDO Travel Sale.

Featuring a wide selection of airlines and travel agencies offering savings and special discounts for both international and domestic destinations, BDO Rewards, Debit and Credit Cardholders were able to choose from an extensive line-up of travel options the world over, with travel period extending until December 31, 2015.

“Traveling has become part and parcel of the Filipino lifestyle,” according to Ma. Nannette R. Regala, BDO Senior Vice President and Consumer Lending Group Marketing Head, “Whether it be a weekend getaway at the beach, a shopping escapade in Hong Kong, a US tour or a European cruise, we always find time to travel and spend quality time with family, friends and loved ones. And this is why we’ve decided to organize The Great BDO Travel Sale—to give our valued clients an easy, hassle-free and of course, a more cost-efficient means to complete their travel plans for the year.”

Have A Merry Shopping Experience with BDO Credit Cards

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While most people are in high spirits as the holiday season sets in, some can’t help but feel a tad bit of panic for the heaps of party planning and shopping errands that still ought to be done (not to mention the added expenses that the festivities will bring!).

And like almost every year, you hope against all hope that this time around, you won’t have to make that arduous and frenzied mad dash to the mall to complete your last-minute holiday shopping. But instead, enjoy a laid-back and relaxed time chiming in the holiday cheers with your family, friends and loved ones.

The Season For Shopping Starts Now!
The good news is that you need not wait for your Christmas bonus to arrive (or worry about the probability of being stuck in horrendous holiday traffic while everyone else is out and about celebrating!), because with BDO’s Buy Now Pay Next Year Promo you’ll be able to accomplish your Christmas shopping list as early as now.

For a minimum single-receipt spend of P3,000 using your BDO or American Express Credit Card, you can purchases on installment and avail of the Absolutely 0% interest payment scheme. You also need not worry about immediately paying for your purchases the following month because with BDO’s Buy Now Pay Next Year Promo, you can enjoy a two (2) month billing holiday. That means, you don’t have to fret about paying for all your purchases until next year, which will give you ample time to save up and better manage your expenses.

With over 9,000 participating stores nationwide ranging from Appliance and Furniture, Department Stores, Gadgets, Health and Wellness, Home Improvement, Retail Shops, Specialty Shops and Services and Watches and Jewelry, you can certainly find anything and everything you need to buy this holiday season.

Dashing To The Store
Now that the budget-related worry is out of the way, it’s time for the fun part—shopping! But before you go swipe-happy, here are a few tips and tricks to help you beat the holiday rush and get your shopping done in record time.

Santa isn’t the only one with the list, you should too. Instead of wandering aimlessly around the mall and going back and forth to different shops, have a shopping list ready. It should include the names of all the people you want to share your blessings with—family, friends, colleagues, neighbors, etc!. Better if you already have an idea as to what they like or perhaps their wish list so you can narrow down your gift options.

Browse online before purchasing. Nowadays, most retail shops have a mobile app or online store counterpart, making it easier for you to browse through their selection and merchandise, check stock availability at their different stores and branches and even compare prices from one shop to another. You can also take advantage of online reviews to validate your choices. If you already have your picks, then go ahead, fill your virtual cart and proceed to the checkout page. But if the store doesn’t accept online purchases, just list down the item codes before going to the actual store. Simply present your list to the retailer, check the goods, then pay. Easy and hassle-free!

Dress for comfort. Ditch your heels and leather shoes and go for comfy flats (even sneakers or flip flops would do). What you need is a comfortable outfit that will enable you to move around quickly as you will most likely have to go to different stores all over the mall. And if you’re treating yourself to a Christmas shopping spree, make sure that you can easily change in and out of your clothes to fit the items that you need (and want) to buy—doing so will save you both time and effort!

If you can manage, head out alone. As much as you want to drag the entire bunch to go shopping with you, it would be easier and faster if you go about it on your own. You can focus on the tasks that you need to accomplish and tick off from your list. If it can’t be helped and your companions have different sets of agenda, you can suggest for everyone to shop separately and just set a meeting place to reconvene after.

The early bird catches the worm—and best deals. Go to the mall during off-peak hours and that generally means getting there as soon as the gates (or doors!) open. This way you can avoid the throngs of people and the endless queue at checkout counters. You can even take first dibs on the best selection of merchandise and new stocks instead of scavenging on picked over piles. Add to that, the convenience of a widely open parking lot. Truly, it pays to be early.

Shop ‘Til You Drop
You’ve made your list and you’ve checked it twice. It’s time you soak up the festive holiday mood and finally cross out gift shopping on your holiday to-do list.

With a BDO or American Express Credit Card, you definitely have more reason to celebrate!

Avail of BDO’s Buy Now Pay Next Year Promo and have a merry shopping experience. The promo runs until December 31, 2014. So hurry, you still have plenty of time to shop ‘til you drop!

To know more about the best deals and exclusive perks for BDO Credit Cardholders, download the BDO Deal Finder App for FREE from the iTunes App Store or Google Play Store.

Have A Merry Shopping Experience with BDO Credit Cards

PRNEWS Leave a comment

While most people are in high spirits as the holiday season sets in, some can’t help but feel a tad bit of panic for the heaps of party planning and shopping errands that still ought to be done (not to mention the added expenses that the festivities will bring!).

And like almost every year, you hope against all hope that this time around, you won’t have to make that arduous and frenzied mad dash to the mall to complete your last-minute holiday shopping. But instead, enjoy a laid-back and relaxed time chiming in the holiday cheers with your family, friends and loved ones.

The Season For Shopping Starts Now!
The good news is that you need not wait for your Christmas bonus to arrive (or worry about the probability of being stuck in horrendous holiday traffic while everyone else is out and about celebrating!), because with BDO’s Buy Now Pay Next Year Promo you’ll be able to accomplish your Christmas shopping list as early as now.

For a minimum single-receipt spend of P3,000 using your BDO or American Express Credit Card, you can purchases on installment and avail of the Absolutely 0% interest payment scheme. You also need not worry about immediately paying for your purchases the following month because with BDO’s Buy Now Pay Next Year Promo, you can enjoy a two (2) month billing holiday. That means, you don’t have to fret about paying for all your purchases until next year, which will give you ample time to save up and better manage your expenses.

With over 9,000 participating stores nationwide ranging from Appliance and Furniture, Department Stores, Gadgets, Health and Wellness, Home Improvement, Retail Shops, Specialty Shops and Services and Watches and Jewelry, you can certainly find anything and everything you need to buy this holiday season.

Dashing To The Store
Now that the budget-related worry is out of the way, it’s time for the fun part—shopping! But before you go swipe-happy, here are a few tips and tricks to help you beat the holiday rush and get your shopping done in record time.

Santa isn’t the only one with the list, you should too. Instead of wandering aimlessly around the mall and going back and forth to different shops, have a shopping list ready. It should include the names of all the people you want to share your blessings with—family, friends, colleagues, neighbors, etc!. Better if you already have an idea as to what they like or perhaps their wish list so you can narrow down your gift options.

Browse online before purchasing. Nowadays, most retail shops have a mobile app or online store counterpart, making it easier for you to browse through their selection and merchandise, check stock availability at their different stores and branches and even compare prices from one shop to another. You can also take advantage of online reviews to validate your choices. If you already have your picks, then go ahead, fill your virtual cart and proceed to the checkout page. But if the store doesn’t accept online purchases, just list down the item codes before going to the actual store. Simply present your list to the retailer, check the goods, then pay. Easy and hassle-free!

Dress for comfort. Ditch your heels and leather shoes and go for comfy flats (even sneakers or flip flops would do). What you need is a comfortable outfit that will enable you to move around quickly as you will most likely have to go to different stores all over the mall. And if you’re treating yourself to a Christmas shopping spree, make sure that you can easily change in and out of your clothes to fit the items that you need (and want) to buy—doing so will save you both time and effort!

If you can manage, head out alone. As much as you want to drag the entire bunch to go shopping with you, it would be easier and faster if you go about it on your own. You can focus on the tasks that you need to accomplish and tick off from your list. If it can’t be helped and your companions have different sets of agenda, you can suggest for everyone to shop separately and just set a meeting place to reconvene after.

The early bird catches the worm—and best deals. Go to the mall during off-peak hours and that generally means getting there as soon as the gates (or doors!) open. This way you can avoid the throngs of people and the endless queue at checkout counters. You can even take first dibs on the best selection of merchandise and new stocks instead of scavenging on picked over piles. Add to that, the convenience of a widely open parking lot. Truly, it pays to be early.

Shop ‘Til You Drop
You’ve made your list and you’ve checked it twice. It’s time you soak up the festive holiday mood and finally cross out gift shopping on your holiday to-do list.

With a BDO or American Express Credit Card, you definitely have more reason to celebrate!

Avail of BDO’s Buy Now Pay Next Year Promo and have a merry shopping experience. The promo runs until December 31, 2014. So hurry, you still have plenty of time to shop ‘til you drop!

To know more about the best deals and exclusive perks for BDO Credit Cardholders, download the BDO Deal Finder App for FREE from the iTunes App Store or Google Play Store.